Privacy Policy


Purpose HR&A Advisors, Inc. (HR&A) has adopted this Privacy Statement in order to inform you of its policies with respect to information collected from this Web site. Your use of this Web site constitutes your acceptance of this Privacy Statement and your consent to the practices it describes.


Automatic Collection of Anonymous Information When you visit the HR&A Web site, as when you visit most other Web sites, certain anonymous information about your visit is automatically logged, which may include information about the type of browser you use, the server name and IP address through which you access the internet (such as “” or “”), the date and time you access the site, the pages you access while at the HR&A Web site, and the internet address of the Web site, if any, from which you linked directly to the HR&A Web site. This information is not personally identifiable.


Personally Identifiable Information Personally Identifiable Information is any information that concerns you individually and would permit someone to contact you, for example, your name, address, telephone/fax number, e-mail address or any information you submitted to HR&A that identifies you individually.

HR&A will not collect any personally identifiable information about you unless you provide it. Therefore, if you do not want HR&A to obtain any personally identifiable information about you, do not submit it.

You can visit and browse the HR&A Web site without revealing personally identifiable information about yourself. You may also choose to disclose personally identifiable information about yourself, which will be maintained as described below. HR&A may collect personally identifiable information about you from its Web site by methods such as the following:


Transactions and Activity If you conduct transactions through the HR&A Web site, HR&A may collect information about the transactions you engage in while on the Web site and your other activity on the site. This information may include, without limitation, areas of the Web site that you visit, transaction type, content that you view, download or submit transaction amount, and payment, shipping, and billing information.


E-Mail and Other Voluntary Communications You may also choose to communicate with HR&A through e-mail, via our Web site, by telephone, in writing, or through other means. We collect the information in these communications, and such information may be personally identifiable.


Disclosure of Information HR&A does not provide personally identifiable information to unaffiliated third parties for their use in marketing directly to you. HR&A may use unaffiliated companies to help it maintain and operate its Web site or for other reasons related to the operation of its business, and those companies may receive your personally identifiable information. HR&A may also disclose personally identifiable information about you in connection with legal requirements, such as in response to an authorized subpoena, governmental request, or investigation, or as otherwise required by law.


Information Use HR&A may use the personally identifiable information collected through its Web site primarily for such purposes as:

  • helping to establish and verify the identity of users;
  • opening, maintaining, administering, and servicing users’ accounts or memberships;
  • processing or servicing transactions and sending related communications;
  • providing services and support to users;
  • improving the Web site, including tailoring it to users’ preferences;
  • providing users with updates, notices, invitations, and other information about HR&A;
  • responding to your questions, inquiries, and comments;
  • maintaining the security and integrity of its systems.


Children’s Privacy This Web site is directed toward and designed for use by persons aged 13 or older. HR&A will not approve applications of, or establish or maintain accounts or memberships for, any child whom HR&A knows to be under the age of 13. HR&A does not solicit or knowingly collect personally identifiable information from children under the age of 13. If HR&A nevertheless discovers that it has received personally identifiable information from an individual who indicates that he or she is, or whom HR&A otherwise has reason to believe is, under the age of 13, HR&A will delete such information from its systems. Additionally, a child’s parent or legal guardian may request that the child’s information be corrected or deleted from HR&A by contacting us at


“Cookies” and Advertisers The HR&A Web site’s server, or the servers of companies that are used to operate this site, may place a “cookie” on your computer in order to allow you to use the Web site and to personalize your experience.


A “cookie” is a small piece of data that can be sent by a Web server to your computer, which then may be stored by your browser on your computer’s hard drive. Cookies allow HR&A to recognize your computer while you are on its Web site and help customize your online experience and make it more convenient for you. Cookies are also useful in allowing more efficient log-in for users, tracking transaction histories, and preserving information between sessions. The information collected from cookies may also be used to improve the functionality of the Web site.

You can visit and browse the HR&A Web site without revealing personally identifiable information about yourself. You may also choose to disclose personally identifiable information about yourself, which will be maintained as described below. HR&A may collect personally identifiable information about you from its Web site by methods such as the following:

Most Web browser applications (such as Microsoft Internet Explorer and Mozilla Firefox) have features that can notify you when you receive a cookie or prevent cookies from being sent. If you disable cookies, however, you may not be able to use certain personalized functions of this Web site.


External Links The HR&A Web site may contain links to other Web sites, including those of advertisers or third party content providers who offer downloads on HR&A. Please be aware that HR&A is not responsible for the privacy practices or the content of other Web sites. Web sites that are accessible by hyperlinks from the HR&A Web site may use cookies. HR&A encourages you to read the privacy statements provided by other Web sites before you provide personally identifiable information to them.


Security HR&A maintains physical, electronic, and procedural safeguards to help guard personally identifiable information. If transactions are offered on the site, transaction information is transmitted to and from HR&A in encrypted form using industry-standard Secure Sockets Layer (SSL) connections to help protect such information from interception. HR&A restricts authorized access to your personal information to those persons who have a legitimate purpose to know that information and those persons you have authorized to have access to such information. Please be aware, however, that any e-mail or other transmission you send through the internet cannot be completely protected against unauthorized interception.


Choice / Opt-Out In order to better communicate with you, HR&A may send you e-mails related to news updates, online transactions, security, or the administration of its Web site. From time to time, HR&A may also wish to send you other messages or updates about HR&A and its activities. If you do not wish to receive these communications from HR&A, please send an e-mail containing your request to with the word “Unsubscribe” in the subject line.


Changes to this Privacy Policy HR&A reserves the right to modify or supplement this policy at any time.


Contacting Us If you have questions about this privacy statement, the information practices of